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Why Affordable Housing Projects Are So Cheap. Should We invest in Huda affordable housing scheme projects. here we will explain all this all fact about this policy.

External Development Charges ( EDC / IDC ) NIL
Club Membership Fee ( CMF ) Not Applicable
Interest Free Maintenance Charges, IFMS NIL
External Electrification Charges, EEC & Fire Fighting Charges, FFC NIL
Covered / Open Parking Charges, CPC NIL
Preferential Location Charges, PLC NIL
                   Floor PLC NIL
                   Park Facing NIL
Power Backup Charges, PBC Not Applicable
Service Tax/GST As Application
MAINTENANCE 5 Years after Possession NIL

Comparative Chart of Affordable with Normal project (lowest original booking BSP @ 5500/- In Gurgaon)

Description Affordable Housing (1 BHK) Normal project (1BHK) Affordable Housing (2 BHK) Normal project (2BHK)
 Area 300+100 400 500 + 100 500
Super Built-up Area 600 800
Rate per Sq ft 5500 5500
Cost of an Apartment 3300000 4400000
Car Parking 300000 300000
EDC/ IDC (400 per sqft) 240000 320000
IFMS 60000 80000
Club Charges 100000 100000
COST (ALL INCLUSIVE) Rs. 12.5 lac all inc. 4000000 Rs. 18 lac all inc. 5200000
Registry Charges 6 % 75000 240000 111000 312000
5years maintenance Zero Rs 1000 Monthly (60000) Zero Rs. 2000 monthly (1200000)

the above cost sheet is done at lowest BSP 5500/- per sqft

In Gurgaon- the Original bsp rate is 55500- 8000/- 10000/- and 15000/- per sqft also. now you can calculate the sheet.

The Above Cost is calculation result are Unbelievable. so after 5 years you can expect what will be project appreciation.

Minimum Guaranteed return 300% on your investment.

The recently launched housing schemes of DDA and residential flats schemes of HUDA has attracted a lot of applicants from across India. DDA received more than one million applications while HUDA has not released the number of received applications for its recent schemes in Palwal, Faridabad, Ambala, Taraori and Fatehabad. While the applicants of both DDA and HUDA schemes are awaiting for the draw results, experts says that HUDA schemes are more affordable than that of DDA.

DDA unit which are being offered in its 2014 housing scheme are priced at 6,000 to 7,000 per square feet in locations like Najafgarh, Narela or Rohini while HUDA is offering residential plots at the rate of Rs 3,600 to 4,000 per square feet in NCR locations like Gurgaon, Sohna Road, Sonipat, Faridabad and Palwal.

Another benefit of investing in HUDA schemes is that its units can be sold just after one year of the possession while DDA has put 5 year lock-in period for its housing units. The new clause was introduced by DDA in order to increase the number of applications from genuine home buyers and decrease applicants from the ones who apply for sole purpose of investment.

HUDA schemes has a provision to set price of unit on the basis of carpet area while the Indian real estate developers sell residential units by charging basis on the surface area of units. Charge on the carpet area also help the buyers to save around 25 to 35% of the price over other private or DDA units. However these benefits are not available in the plot schemes but some HUDA affordable housing schemes where it offers flats developed by private builders.

“The demand for MIG and LIG and affordable housing is so high that absorption for DDA flats and other affordable housing project at these locations will be massive”, said Santosh Kumar CEO, Real Estate Consultant Firm JLL.
DDA Flats would be a better option for those people who work in the primary locations of the (National Capital Region) NCR but HUDA’s project will be a better option for industrial employees and other buyers residing and working in outskirt areas like Faridabad, Sonipat and Panipat.

Maintenance charges for HUDA flats are also less compared to that of DDA.

DDA always has an issue of maintenance of its housing units while Haryana authority ties up with private developers/companies to deal with the prickly problem.

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